Quote Originally Posted by xring View Post

The derivitive known as insurance is a symptom of the magic wand. Just because we hold a policy does not guarantee that we will all get 3 millon dollars of medical treatment. WE pay in say 180 thousand over a liftime ( minus profit and operating cost of insurance) but get 3 millon out? Who makes up the difference? The wand. Money for nothing and the chicks for free. Interesting times!
There is no wand. The people who choose to buy insurance but never need it are who make up the difference. But the fact remains, it was their CHOICE to buy it. Those of us who buy it hope we will never need it. I hope that I never need to use even a small fraction of what I will pay in insurance over the years but I pay it anyway, just in case. That is how insurance works, they depend on many policy holders not to need it so they can afford to pay the bills for those who do.

But I believe making people buy it is not the American way. Us choosing to help one another is the American way. That's what charities/churches/friends/family, etc. are for, to help others in need. Although, no one is entitled to help. It is not our government's job to give us everything we need to be happy, healthy and wealthy. It is our job as citizens of this country to go out and get those things for ourselves.