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  1. #1
    Fallen Member
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    holy fudgecicles...

  2. #2
    Fleeing Idaho to get IKEA Bailey Guns's Avatar
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    Man...I feel fortunate. I'm with Geico and I pay $229/year for my 2011 Harley and $57/year for my 2001 BMW 650GS...with really low deductibles.
    Stella - my best girl ever.
    11/04/1994 - 12/23/2010



    Don't wanna get shot by the police?
    "Stop Resisting Arrest!"


  3. #3
    Fleeing Idaho to get IKEA Bailey Guns's Avatar
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    The old man smilie is in bed...where I should be. Way past my bedtime.
    Stella - my best girl ever.
    11/04/1994 - 12/23/2010



    Don't wanna get shot by the police?
    "Stop Resisting Arrest!"


  4. #4
    Gong Shooter Half Live's Avatar
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    Almost 2 years and the motorcycle I'm looking at is not a supersport but rather a sport touring.
    CRS 18-1-704.5

  5. #5
    Varmiteer JoeT's Avatar
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    Quote Originally Posted by Half Live View Post
    Almost 2 years and the motorcycle I'm looking at is not a supersport but rather a sport touring.
    doesn't sound right for a sport tourer...I'm 44 and just priced out coverage for an FJR1300 and it was $575 a year through met life....and $590 with progressive, full coverage low deductible.

    My home built harley has a 120" (almost 2000cc's) and it's $175 a year

  6. #6
    The "Godfather" of COAR Great-Kazoo's Avatar
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    Quote Originally Posted by JoeT View Post
    doesn't sound right for a sport tourer...I'm 44 and just priced out coverage for an FJR1300 and it was $575 a year through met life....and $590 with progressive, full coverage low deductible.

    My home built harley has a 120" (almost 2000cc's) and it's $175 a year

    He's financing a liter bike and under 25. Does not matter how much or little you are financing, it's still 1/2 the banks and they want to make sure their end is covered.
    Price out a similar mc only under 1K. The 650's scream and figure you can save 1/2-2/3's the quote you have now.
    The Great Kazoo's Feedback

    "when you're happy you enjoy the melody but, when you're broken you understand the lyrics".

  7. #7
    Say "Car RAMROD!" J's Avatar
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    Cool. Sounds like you got a good start.

    I remember the days on the sport bike forums, 18 year old kids buy the new hottest 1000cc sport bike as his starter. Seems like we have some better heads on shoulders around here.

    Good luck on the insurance. What kind of a bike?

    At $6k a year I would be trying to avoid financing. A $12-13k bike (big four Japanese bikes) at $6k a year to insure... Man. I'd grab liability and save that $6k. You are basically betting on yourself not to total the bike in the first year and a half (depreciation). New GS, or an Italian varietal will be more expensive to replace, and offsets this argument.

    I ALWAYS get uninsured underinsured coverage on my bikes too. Just in case someone puts me in the hospital without any insurance or money to pay for it.
    --J
    My Feedback

    "Praise be to our prophet, John Moses Browning, who hath bestowed upon us the new testament of shooting. Delivered unto us, his disciples, on 29 March 1911 A.D."



  8. #8
    Gong Shooter Half Live's Avatar
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    It's the whole Kawasaki Ninja name.
    CRS 18-1-704.5

  9. #9
    Say "Car RAMROD!" J's Avatar
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    You Harley guys. Always thinking that a 120ci should be compared to a 1000cc SS.
    --J
    My Feedback

    "Praise be to our prophet, John Moses Browning, who hath bestowed upon us the new testament of shooting. Delivered unto us, his disciples, on 29 March 1911 A.D."



  10. #10
    A FUN TITLE asmo's Avatar
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    Rule #1) NEVER, F'ING EVER, FINANCE A MOTORCYCLE

    That said I have Progressive. For my 1200 and 900 I pay a total of $76.00 a year for full coverage.
    What is my joy if all hands, even the unclean, can reach into it? What is my wisdom, if even the fools can dictate to me? What is my freedom, if all creatures, even the botched and impotent, are my masters? What is my life, if I am but to bow, to agree and to obey?
    -- Ayn Rand, Anthem (Chapter 11)

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