Think I'm getting hosed or about right? 26, One Speeding ticket a 1.5 yrs ago, 08 VW R32 (Just a v6 2door GTI basically) Naturally aspirated not a turbo or anything. Registers as a passenger vehicle with DOV(Aha). Paying something like $110 a month...


I went from a 30 mile round trip to work to 0 miles. (Across street) Think that would reduce my rate?