There is a lot more to it than people initially realize. This legislation actually helps insurance companies as it was always designed to. Why are medical costs so high? Because doctors have to pay ridiculous insurance premiums to cover their practice. When they screw up, millions in law suits are at stake and insurance companies know it and charge accordingly based on that risk. You cant practice without insurance, and now you cant work without insurance. The problem has never been that people do not have adequate care, how could they? A hospital can not legally turn you away or deny care for any reason. This was a scheme to get insurance companies a guarantee on clients, and an inside hedge on medical insurance charged to medical professionals. Now they will know better the risk that a larger cross section of workers pose to their given physician, and will adjust both of the premiums accordingly. This will only lead to skyrocketing medical costs, and more specialized doctors that focus on very particular areas of their profession in order to minimize their exposure to risk. This is what has happened to every country that has instituted socialized medicine, and now that the associated health care costs are so high people can not afford to pay for their medical expenses without it.

For example, I myself I spent $3600 for insurance last year. My total medical expenses were less than $850 (and that was a bad year for me). It makes no sense for me as a young healthy male to pay for insurance beyond catastrophic care plans with super high deductibles. There is currently a plan that is offered at my work that is $12 a month with a $10,000 deductible. For me that would make sense because in less than three normal years of medical costs I will be able to save about $10000 in premiums. But now that Obullshitcare is being instituted, that plan will no longer be offered because it does not meet federal minimums. So my only option is to stick with the plan that I have, and next July my premiums are going to go up roughly 35%. Sweet.