I agree with all you said about insurance. It is a scam an scam that has a profit motive to make the system just like that. One where the insurance cartels bought our gov and wrote the rules just that way.

What I don't agree with is this.
"This is what has happened to every country that has instituted socialized medicine, and now that the associated health care costs are so high people can not afford to pay for their medical expenses without it."


That simply is just not factually true. Because even before there was insurance or socialized medicine people could not afford to pay for care either. It is pure insanity to think that people can afford to pay for medical care when they are sick. What do you want a guy with cancer to do... work harder to pay for it? He is dying and bed ridden.