25 years? Are you crazy?
There are several people who make a solid livign trading the Four- Apple, Google, Yahoo, and Microsoft, which bounce up and down like a yoyo. Takes some education and research, but its not rocket science.
Stock investing is not for the risk adverse or the lazy. Investing in stocks without a knowledge of what the company does, its financial health, and its growth outlook is crazy.
That said, mutual funds, money market accounts, etc. are solid ways of growing your wealth, at least until Obama taxes it to death.





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