Welcome to the Colorado AR-15 Shooters Club Discussion Forums.
Roll it over (to something - Roth, traditional, whatever) and actively manage it. I'm a fan of Fidelity but if you have access to USAA then go with it.
What is my joy if all hands, even the unclean, can reach into it? What is my wisdom, if even the fools can dictate to me? What is my freedom, if all creatures, even the botched and impotent, are my masters? What is my life, if I am but to bow, to agree and to obey?
-- Ayn Rand, Anthem (Chapter 11)
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