I bought a home last year, but am interested in having it evaluated so I can see if any of the changes I've made have significantly increased the value of my home. I'm interested in an honest discussion about value, to include plans that I have to increase value. For example, will the cost of a new driveway or a swamp cooler be immediately reflected in increased value of my home? I'd like to refinance as soon as I hit the 80/20 mark so I can get rid of the mortgage insurance.