Seems like you are comparing below securities investors VS above average real estate investors.
Just look at Forbes richest 400.

Let's look at the fee:
secondary market $10mil comission is ~$9.99.
$10mil Real estate commission is ~6% ($600k)

securities are liquid
real estates needs 6% again to sell, if they can sell it.

I don't need to worry about tenant suing me. FEE on ROTH/IRA? Sure, I only pay $9.99 for a fee. It cost far less than fixing a door knob for tenants.

One of benefit I see on real estate investment is the rental income. Oh wait.... I can always write/sell Way out of money call/puts (some calls it Lotto Options) to create income too with nano/pico risk!



Quote Originally Posted by ChunkyMonkey View Post
Apple and orange as discussed before. One is a leverage, the other one is speculative / pure gambling for profit.

You want real profit as in dividend, get into 30-50 rental units as starter... The dividend is in the $200k a year. For the same amount of investment, I would never see that kind number in stock. And we aren't even talking about the speculative part itself which is Capital/stock gain and loss.

Stock is the biggest loser in my book. 30% tax, highly unstable, elementary for those who wants to start to 'invest,' highest fee (401k, Ira etc) and worst the so called experts in stock make the same mistake every decade or so.
Quote Originally Posted by ChunkyMonkey View Post
All about leverage.. Because bank is taking 90% of the risk of your portfolio. It's better than trading a stock margin account as if my house burns down, insurance company sends me a check... When the stock market crashes, does your broker care?

Furthermore with leverage, your initial investment aka Downpayment doubles every 12 months or so and mostly written off by your depreciation etc for tax reason.

Finally with rental portfolio, whenever the housing market crashes, rental fee goes up (more profit) and bank takes all the risk on the capitalization, yet when the market is hot, rental fee doesn't go down and YOU gain value. It's almost bullet proof IMHO.

Now back to silver, silver is something I have that is liquid enough and much more stable than cash in the bank.