legal type question.....

[PhL0aTeR]

Just curious, and please post up if you have some definitive cases where its happened.

cant edit poll, but assume that i got in a wreck

[Great-Kazoo]

who ever the vehicle ins name is on the ins card gets sued. The injured party can also seek compensation via a civil lawsuit on the driver.
basic ambulance chaser 101 question.
HOWEVER the driver may possibly be liable since their ins coverage is covering them. like driving a rental car and not taking the CDW.

of course who ever has the better policy is the one the sharks will go after first.

[Gman]

You left off an option: BOTH

There are folks that take the tactic of suing everybody and then get what they can in court from anyone and everyone.

[PhL0aTeR]

You left off an option: BOTH

There are folks that take the tactic of suing everybody and then get what they can in court from anyone and everyone.

yeah, im actually looking at buying a car while im here, but i dont have residency here, so its going to be a PITA to try and get it registered, so i asked a relative if they would put it in their name, with me paying the bill, i would insure it, and drive it, but he was worried about liability if i got in a wreck, not that i make a habit of it, my record's clean, but "what if".

[cowboykjohnson]

They're going to sue both but, in the case of a high school kid, they don't have anything, so the owner(parent) is going to get sued and have to pay... alot.

[JohnTRourke]

In Colorado, insurance follows the car, not the driver. That's why you have "rated drivers" on your policy. Gives the insurance company an out if someone "unrated" is commonly driving the car.


My guess is both, and they see where the chips fall.