Quote Originally Posted by Clint45 View Post
I can understand (but not agree with) the idea of wanting CCW holders to be insured or bonded. I do not think it is a good idea, but I can at least understand the reasoning behind it. I also do not think it should be mandatory. If it were mandatory, it should cover the CCW holder's legal fees in full, as well as shield him from lawsuits, as long as he acted appropriately and within the law.

I cannot understand mandatory insurance simply for owning a gun in your own home. There is NO valid justification for that at all. It is simply punitive.
I'm not a lawyer, but as I understand it, if you are found to be justified in use of force you are protected by state law from civil and criminal liability (Castle Doctrine). I remember reading through some stuff so I could have better tools in my classes that it was decided with Castle Doctrine that you should never feel you are "backed against a wall." If your only option is deadly force, you can't be sued or charged with a crime for defending yourself... as I understand it, again, I'm not a lawyer nor do I play one on TV, and I did not stay at a Holiday Inn Express last night.