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Anyone have one? Been looking for one but needs to have Zelle or an easy way to transfer funds. Any recommendations?
Not looking for the answer of ?don?t trust banks? ?only put my money in the yard? or ?I want a brick and motor bank?
I?m not putting all my stuff in this account. Just diversifying some stuff with a possible 4% Apr
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US Bank does Zelle and has a 4% or 4.5% Money Market. Need to maintain $10k balance for zero fees.
Schwab has 4.5% Money Market, but not sure about Zelle.
also check out Discover 4.35% and Betterment 4.75%
Synchrony Bank. Online. Easy access to transfer to other accounts. 4.75% APY as of today. No minimum, no monthly fee.
FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX)
is currently at 5%
I?ve personally used Barclays and Ally, both online, with good success. Not sure on the Zelle piece but both of them transfer in 24 hours so it?s fairly instant as far as big institutions go these days
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Big fan of Fidelity, they've done alot for me personally and I'm a nobody.Quote:
Originally Posted by asystejs
https://www.forbes.com/advisor/l/hig...E&gclsrc=aw.ds
Per Ardua ad Astra
I was just notified that wealthfront is dropping their interest rate to 4.5% from 5%.
I haven't done any research yet, but maybe you folks could save me some time. Anyone else running a flat 5% savings account, or do I need to start staggering 3 month CD's at 5%?
Not anymore. Our 4.5% money market w/USBank just dropped to 2% bracing for impending financial collapse and other various FUD I assume. That ship has sailed at appears.