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  1. #1
    Hello, my name is: KNOWN Gunner's Avatar
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    Mar 2010
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    Parker
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    4,639

    Default High yield savings

    Anyone have one? Been looking for one but needs to have Zelle or an easy way to transfer funds. Any recommendations?

    Not looking for the answer of ?don?t trust banks? ?only put my money in the yard? or ?I want a brick and motor bank?

    I?m not putting all my stuff in this account. Just diversifying some stuff with a possible 4% Apr


    Sent from my iPhone using Tapatalk
    Last edited by Gunner; 12-29-2023 at 09:13.

  2. #2
    Gong Shooter rfenster's Avatar
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    May 2008
    Location
    Littleton, CO
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    375

    Default

    US Bank does Zelle and has a 4% or 4.5% Money Market. Need to maintain $10k balance for zero fees.

    Schwab has 4.5% Money Market, but not sure about Zelle.
    Where's the Kaboom? There was supposed to be an Earth-shattering Kaboom!

  3. #3
    Gong Shooter
    Join Date
    May 2013
    Location
    DENVER, CO
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    402

    Default

    also check out Discover 4.35% and Betterment 4.75%

  4. #4
    Grand Master Know It All OneGuy67's Avatar
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    Apr 2010
    Location
    Denver, CO
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    Default

    Synchrony Bank. Online. Easy access to transfer to other accounts. 4.75% APY as of today. No minimum, no monthly fee.
    “Every good citizen makes his country's honor his own, and cherishes it not only as precious but as sacred. He is willing to risk his life in its defense and is conscious that he gains protection while he gives it.” Andrew Jackson

    A veteran is someone who, at one point in his life, wrote a blank check made payable to 'The United States of America ' for an amount of 'up to and including my life.'

    That is Honor, and there are way too many people in this country who no longer understand it.

  5. #5
    My Avatar Is Prettier Than I Am asystejs's Avatar
    Join Date
    Jan 2016
    Location
    Lakewood, CO
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    142

    Default

    FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX)
    is currently at 5%

  6. #6
    SSDG
    Join Date
    Jun 2017
    Location
    Pensacola, FL
    Posts
    92

    Default

    I?ve personally used Barclays and Ally, both online, with good success. Not sure on the Zelle piece but both of them transfer in 24 hours so it?s fairly instant as far as big institutions go these days


    Sent from my iPhone using Tapatalk

  7. #7

    Default

    Quote Originally Posted by asystejs View Post
    FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX)
    is currently at 5%
    Big fan of Fidelity, they've done alot for me personally and I'm a nobody.

  8. #8
    Zombie Slayer
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    Per Ardua ad Astra

  9. #9
    Not Quite "Normal" Little Dutch's Avatar
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    Dec 2017
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    Colorado Springs
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    Default

    I was just notified that wealthfront is dropping their interest rate to 4.5% from 5%.
    I haven't done any research yet, but maybe you folks could save me some time. Anyone else running a flat 5% savings account, or do I need to start staggering 3 month CD's at 5%?
    Never complain; never explain.
    My Feedback

  10. #10
    Glock Armorer for sexual favors Jer's Avatar
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    Jul 2009
    Location
    Loveland, CO
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    6,257

    Default

    Not anymore. Our 4.5% money market w/USBank just dropped to 2% bracing for impending financial collapse and other various FUD I assume. That ship has sailed at appears.
    I'm not fat, I'm tactically padded.
    Tactical Commander - Fast Action Response Team (F.A.R.T.)
    For my feedback Click Here.
    Click: For anyone with a dog or pets, please read

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