Motorcycle Insurance

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07-24-2012, 23:35
DangerLee_Industries

I was with progressive while renting but just switched to farmer's with the purchase of my home. My bike is 1698 cc's butI'm 34 with no tickets and it was around 240.00 per year..
07-25-2012, 06:56
vczar1

State farm. I'm paying $550 for my 2007 GSXR1000
07-25-2012, 07:23
car-15

Quote:

Originally Posted by kidicarus13

State Farm is known for low motorcycle rates. They quote bikes based on cc rather type of motorcycle. A 1000cc Harley should be roughly the same as a 1000cc sportbike. Call and see.

Yep, I pay 2 bucks more a month for my Harley that is a 1250 than my gsxr that is a 1000
07-25-2012, 07:48
Great-Kazoo

Quote:

Originally Posted by car-15

Yep, I pay 2 bucks more a month for my Harley that is a 1250 than my gsxr that is a 1000

Basic coverage for that price. Until this mishap i always had 1 if not 2 1K+ displacement bikes insured. Full coverage ran me $450 year for 1, $525 for 2, again with full coverage.
07-25-2012, 08:10
rhineoshott

Dude, give me a call, and I'll set you up with the numbers Allstste has.
There is no way you should pay 5000/yr with a clean driving record.
My Allstate office: 303-979-1288
07-25-2012, 08:49
SouthPaw

Quote:

Originally Posted by asmotao

Rule #1) NEVER, F'ING EVER, FINANCE A MOTORCYCLE

Especially if it is a sport bike. As with any new vehicle the second it leaves the lot it loses value VERY quickly. You are instantly going to be upside down. With sport bikes it is even worth.

If you have a "good" down payment use that money and score a smoking deal on craigslist and buy one cash. Then you will have no monthly payment, you can put as much or as little insurance as you wish on it. Almost all new bikes are the same as older models with very minimal differences (more electronics and different suspenison are the biggest differences.) I have scored some smoking deals off craigslist and ALWAYS flipped them and made money. Even when I wholesaled them to local dealerships.

If you are looking at a ZX10 look at the 2005 model. Lightest year with the most ponies due to the a very high compression motor. I had one and it ran like a cheetah on cocaine. That thing was a screamer.
07-25-2012, 09:21
DD977GM2

Check out National Insurance. It is cheapo mainly for immigrants and SR22 folks, I used to have it because full coverage on the S-10 Blazer I once had was $120/month.
I was in a small accident and they were just as quick as the big comanies.
There is a office off Broadway south of Hampden, not sure how far on west side
or an office on the NW corner of 6th and Wadsworth.

I know some of you will assume, I at no point have ever needed an SR22 for insurance. I only used this insurance because I was poor and the bigger companies wanted way to much for a monthly premium.
07-25-2012, 09:31
Great-Kazoo

Quote:

Originally Posted by SouthPaw

Especially if it is a sport bike. As with any new vehicle the second it leaves the lot if loses value VERY quickly. You are instantly going to be upside down. With sport bikes it is even worth.

If you have a "good" down payment use that money and score a smoking deal on craigslist and buy one cash. Then you will have no monthly payment, you can put as much or as little insurance as you wish on it. Almost all new bikes are the same as older models with very minimal differences (more electronics and different suspenison are the biggest differences.) I have scored some smoking deals off craigslist and ALWAYS flipped them and made money. Even when I wholesaled them to local dealerships.

If you are looking at a ZX10 look at the 2005 model. Lightest year with the most ponies due to the a very high compression motor. I had one and it ran like a cheetah on cocaine. That thing was a screamer.

Sounds like something i would have said. Kudos my good man, Kudo's.
07-25-2012, 09:34
Chad4000

Quote:

Originally Posted by Jayock

I have a 1000 and 600, and I'm nowhere near there with progressive.

I've got a few years on you, but I wouldn't have imagined that big of a difference.

Everytime I've looked all over, progressive has been cheapest for me.

yeah I had a 1000 with progessive and it wasnt NEAR that...

I assume you are financing the bike? ie full coverage?
07-25-2012, 10:19
rockhound

$5000 a year what the heck are you talking about

i dont pay that much combined for my house, my second house, my truck my 2 SUVs my motorhome, my ski boat, etc etc etc.

get them to buy you dinner first.

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