Insurance question (car accident)

[Danimal]

Deleted

[Monky]

It could be as simple as a mistake in the policy number.

If she had a current insurance card and they're already being assholes.. I'd say contact an atty.

[crays]

Counterfeit insurance cards are not uncommon. Did she note the license plate # of the other vehicle?

Hope it's a simple error, as Monky suggested.

Best of luck.

Sent via my Mobile Work Avoidance Device

[Danimal]

Deleted

[Ridge]

Get a copy of the police report, and have her call her insurance and give them the info. It's their job to deal with the other company, not hers.

[Shootersfab]

ya that seems a little shady...

hope it works out to be nothing tho!

[RCCrawler]

Does she not have uninsured motorist coverage?

If she only has liability, and the person is uninsured she's SOL, doesn't matter if the cop finds the other person and gives them another ticket or not.

She chose to save a few bucks by not having full coverage insurance, now she has to deal with it.

[sniper7]

Sorry to hear for the troubles. Maybe hickenlooper can give her some money from all of the fees we are charged

[Dave_L]

I hate to be the one to break the news to you but she may be SOL. Here's what I'd do:

1. Call the policy back. Inform them of what you've found out so they can update their charges to no insurance and issue court dates to her. It doesn't guarantee that she'll call back but at least it gets the police looking for her too.

2. Document all costs and lost wages, etc. If they ever do track her down, you may have to take it to small claims court.

3. Add uninsured motorist property damage to her car and any of your own cars that don't have full coverage. This will allow your own company to repair/replace your car if this happens again. It's usually a few bucks per month and can have a $0 deductible.

4. Pray that karma catches up with her.

Unfortunately, your sister's insurance CAN'T do anything. Unless they have a financial expense because of it, their hands are tied. They can't just act on your behalf since you have liability coverage. It's unfortunate, I know. But insurance is not a legal team for whatever may happen. They're only there if their policy/coverage comes into play. If she had full coverage/uninsured motorist property damage, they would pay the claim and go after the lady for their out-of-pocket cost. Otherwise, they have no legal ground to pursue anything.

I hope this helps. Let me know if you have more questions.

[Irving]

Get a hold of the officer and ask if he can run her info to look for an active policy. What is the name of the other insurance company?