Gotta love health insurance

[Ridge]

I had an MRI done June 22nd last year. Every few weeks, my insurance company would send a letter asking me to detail my pre-existing conditions. I would comply, and a month later, I'd receive another request. I had my doctor's office reply, a month later, another. My doctor's office sent my entire medical history. A month later, another request. Repeat ad naseum for 7 months. Multiple times I'd call and ask for an update, be told to give it two weeks. Finally, I went to my company's HR department and asked them to get involved. 3 days later, they agree to pay out for the claim. 204 days after my appointment. And 4 months after I paid the entire thing myself (they billed my insurance $981, they billed me $1,911 when I agreed to pay it). As of now, I get to wait two weeks for a refund. In the meantime, I'm paying damn near criminal interest rates on the credit card balance that I had to use to cover the visit.

This past weekend, I had to re-enroll in my coverage. My current plan has been discontinued, so the only option was to get a plan that costs triple over my old plan. Let's hope they actually give a fuck about me if something happens this year.

[Bailey Guns]

I had an MRI done June 22nd last year. Every few weeks, my insurance company would send a letter asking me to detail my pre-existing conditions. I would comply, and a month later, I'd receive another request. I had my doctor's office reply, a month later, another. My doctor's office sent my entire medical history. A month later, another request. Repeat ad naseum for 7 months. Multiple times I'd call and ask for an update, be told to give it two weeks. Finally, I went to my company's HR department and asked them to get involved. 3 days later, they agree to pay out for the claim. 204 days after my appointment. And 4 months after I paid the entire thing myself (they billed my insurance $981, they billed me $1,911 when I agreed to pay it). As of now, I get to wait two weeks for a refund. In the meantime, I'm paying damn near criminal interest rates on the credit card balance that I had to use to cover the visit.

This past weekend, I had to re-enroll in my coverage. My current plan has been discontinued, so the only option was to get a plan that costs triple over my old plan. Let's hope they actually give a fuck about me if something happens this year.

Hmm...

Reminds me of this thread: https://www.ar-15.co/threads/115963-...g-with-the-ACA

[tmleadr03]

Hmm...

Reminds me of this thread: https://www.ar-15.co/threads/115963-...g-with-the-ACA

Hmmm... reminds me to ask if you understand what the phrase "Devils Advocate" means.

Because clearly most of this forum doesn't understand it at all.

[Jeffrey Lebowski]

I had an MRI done June 22nd last year. Every few weeks, my insurance company would send a letter asking me to detail my pre-existing conditions. I would comply, and a month later, I'd receive another request. I had my doctor's office reply, a month later, another. My doctor's office sent my entire medical history. A month later, another request. Repeat ad naseum for 7 months. Multiple times I'd call and ask for an update, be told to give it two weeks. Finally, I went to my company's HR department and asked them to get involved. 3 days later, they agree to pay out for the claim. 204 days after my appointment. And 4 months after I paid the entire thing myself (they billed my insurance $981, they billed me $1,911 when I agreed to pay it). As of now, I get to wait two weeks for a refund. In the meantime, I'm paying damn near criminal interest rates on the credit card balance that I had to use to cover the visit.

This past weekend, I had to re-enroll in my coverage. My current plan has been discontinued, so the only option was to get a plan that costs triple over my old plan. Let's hope they actually give a fuck about me if something happens this year.

Hmm...

Reminds me of this thread: https://www.ar-15.co/threads/115963-...g-with-the-ACA

I was JUST thinking, wasn't pony the biggest PPACA fan on this board?
There were more than just "devil's advocate" questions. I seem to recall him in defense several times.

[tmleadr03]

I was JUST thinking, wasn't pony the biggest PPACA fan on this board?
There were more than just "devil's advocate" questions. I seem to recall him in defense several times.

I recall this happening after he was personally attacked several times.

[Jeffrey Lebowski]

I recall this happening after he was personally attacked several times.

That may be the case, and while I don't think the personal attacks are productive in discussion, my personal opinion is that it no longer fits what the phrase "devil's advocate" means.
He was clearly defending the policy - I followed less the ad hominem defenses.


-This isn't a "told you so" or a delicious irony observation, either. It isn't schadenfreud - I'm sincerely disappointed for the people this hurts - even the cheerleaders.
I am curious how the opinion has held up over time and experience, though.

[tmleadr03]

That may be the case, and while I don't think the personal attacks are productive in discussion, my personal opinion is that it no longer fits what the phrase "devil's advocate" means.
He was clearly defending the policy - I followed less the ad hominem defenses.


-This isn't a "told you so" or a delicious irony observation, either. It isn't schadenfreud - I'm sincerely disappointed for the people this hurts - even the cheerleaders.
I am curious how the opinion has held up over time and experience, though.

Other people attacked him. I realize this is hard to comprehend but if you are attacked you respond. But that does not mean that just because you are attacked and you defend yourself you are actually defending the topic you were playing devils advocate for.


And lets be absolutely clear. You have NO CLUE what the phrase "Devils Advocate" means.

[Jeffrey Lebowski]

Other people attacked him. I realize this is hard to comprehend but if you are attacked you respond. But that does not mean that just because you are attacked and you defend yourself you are actually defending the topic you were playing devils advocate for.

And lets be absolutely clear. You have NO CLUE what the phrase "Devils Advocate" means.

Correct. I believe I made the distinction perfectly clear - he was defending the topic.

Your opinion: I have "no clue" what "the phrase 'Devils Advocate' [sic] means." And that's perfectly fine.
My opinion: He started with Devil's Advocate as a guise and moved right into actual defense over the course of several subsequent threads.



Edit: Or just ask him. You can attack my opinion because of your interpretation of what he says, or you can just ask him, "Ridge - were you actually for the PPACA in any form or were you truly setting up debate using Devil's Advocate as a position to initiate conversation?

https://www.ar-15.co/threads/115963-...=1#post1344395 - We don't have to agree on this one. Sounds pretty clear there are at least one part of it he seems to like. Maybe that's what Devil's Advocate means to you, in which case we don't agree on what it means.

[Sharpienads]

Hmm...

Reminds me of this thread: https://www.ar-15.co/threads/115963-...g-with-the-ACA

First thing I thought of as well.

Hmmm... reminds me to ask if you understand what the phrase "Devils Advocate" means.

Because clearly most of this forum doesn't understand it at all.

Ha, yeah nice try.

That may be the case, and while I don't think the personal attacks are productive in discussion, my personal opinion is that it no longer fits what the phrase "devil's advocate" means.
He was clearly defending the policy - I followed less the ad hominem defenses.


-This isn't a "told you so" or a delicious irony observation, either. It isn't schadenfreud - I'm sincerely disappointed for the people this hurts - even the cheerleaders.
I am curious how the opinion has held up over time and experience, though.

I would feel bad for the cheerleaders if I thought it would actually be a wake up call. Sadly, I don't think it will.

[tmleadr03]

Ha, yeah nice try.

So tell me O Wise One. What does that phrase mean?