Public Service Announcement. Check your insurance limits.

[ruthabagah]

Good post. Also to consider, your medical coverage if you, let say, have a motorcycle accident not imvolving a 3rd party, is usually 5k by default... my first hour of emergency care after my accident was 37k.... including a 1k, 3 miles, ambulance ride!

[TFOGGER]

Good post. Also to consider, your medical coverage if you, let say, have a motorcycle accident not imvolving a 3rd party, is usually 5k by default... my first hour of emergency care after my accident was 37k.... including a 1k, 3 miles, ambulance ride!

Your wreck was cheap. In mine, they had spent nearly 50k by the time I got to the ICU, and another 60ish before I got out of the hospital 4 days later. Total medical from that incident has topped $122K. Because I had decent insurance, my total out of pocket on medical was about $700.

I carry policy limits of 50/100/300 on the cars for liability, considered upping them, just to be safe.

[ruthabagah]

Your wreck was cheap. In mine, they had spent nearly 50k by the time I got to the ICU, and another 60ish before I got out of the hospital 4 days later. Total medical from that incident has topped $122K. Because I had decent insurance, my total out of pocket on medical was about $700.

I carry policy limits of 50/100/300 on the cars for liability, considered upping them, just to be safe.

37k was for the first hour....I spend 11 days in the hospital... final bill will be close to 250k when I am done with PT. Totally my fault for not checking / understanding medical coverage limit on my Car Insurance and having to rely on my healthcare coverage.

[TFOGGER]

37k was for the first hour....I spend 11 days in the hospital... final bill will be close to 250k when I am done with PT. Totally my fault for not checking / understanding medical coverage limit on my Car Insurance and having to rely on my healthcare coverage.

Yeah, most of that came from my health insurance as well, first 5K was from med pay on the bike insurance(basically covered loading me into the ambulance, but not the trip to the hospital). How's your recovery coming along? I'm about 95% after a year and 3 months, dunno if my shoulder will ever be right.