debt collection, statute of limitations question.

[RCCrawler]

Can't believe you guys are all on his side.

If he owes the money pay it, don't be a lowlife and back out of debts owed. If anyone was scammed it was the debtor for the last 6 years, they finally just caught up with him.

If he doesn't owe the money and someone just scammed him for $50, then that's a different story.

[jhood001]

Can't believe you guys are all on his side.

If he owes the money pay it, don't be a lowlife and back out of debts owed. If anyone was scammed it was the debtor for the last 6 years, they finally just caught up with him.

If he doesn't owe the money and someone just scammed him for $50, then that's a different story.

This. Tell your boy to settle up with his debts if he actually owes them. Walking on an unpaid debt is no different than stealing. 6-10, 20, 50 years. If he actually owes it, I'm glad they found him.

[GilpinGuy]

If anyone is being herassed by debt collectors for a debt that is not theirs, has been paid off, or otherwise in error, PM me for an attorney contact who will work for a % of a settlement. I had this happen to me and he kicked ass.

[spqrzilla]

Those that chose to make a moral statement on a thread about a legal issue - please note that the law sets statutes of limitation for a reason.

Making a payment on a debt that is out of the statute of limitations is a very large mistake but its arguable whether or not it actually restarts calculation of the statutes of limitation. Depends upon the jurisdiction.

However, it is a violation of state and Federal law to attempt to collect on a debt that is beyond the statutes of limitation, I do recommend a report to Colorado Attorney General.

[rbeau30]

Plus. Many debt collector phone calls start with verifying your identity. "What is your name, address, phone number, last 4 of your ssn." all of the information that someone needs to steal your identity.

Many people call posing as debt collectors, and many folks who give them the information because they have good conscience and genuinely want to make good on a debt they may have lost track of, become victims.


EDIT: And if I truly do owe a debt, they can contact me in writing. Half of the debt collectors will refuse to provide you with information about their company so you can even prove that they are a real and legit company. Why am I going to give Joe Schmo on the phone all of my PII?

[crashdown]

Who the hell answers their phone for an unknown number?
Who the hell gives a stranger their credit card info?
Sounds like he got what he deserves.

[Monky]

Those that chose to make a moral statement on a thread about a legal issue - please note that the law sets statutes of limitation for a reason.

Making a payment on a debt that is out of the statute of limitations is a very large mistake but its arguable whether or not it actually restarts calculation of the statutes of limitation. Depends upon the jurisdiction.

However, it is a violation of state and Federal law to attempt to collect on a debt that is beyond the statutes of limitation, I do recommend a report to Colorado Attorney General.

+1. The AG's office loves debt collectors..