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I'm going to give this a try. Certainly can't do much worse than my 401K this year.
I had a banner year 2014 and apparently I'm paying the price now.
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Credit TFOGGER : Liberals only want things to be "fair and just" if it benefits them.
Credit Zundfolge: The left only supports two "rights"; Buggery and Infanticide.
Credit roberth: List of things Government does best; 1. Steal your money 2. Steal your time 3. Waste the money they stole from you. 4. Waste your time making you ask permission for things you have a natural right to own. "Anyone that thinks the communists won't turn off your power for being on COAR15 is a fucking moron."
Investing is a long term thing. You just have to hope everything is on an upswing when it's time to cash out.Originally Posted by brutal
My 401K has been up and down with the market like everyone else's but overall it is has earned 16.5%. Not where I really want it to be but could definitely be worse. I like when the market goes down. It means my money buys me more so that I have more when things turn back around.
No doubt. I've been in it for a long time. Company ESOP stock too. However 2008 really took a toll although post bubble I did make up a lot of ground.
I was looking last night at what-if's. Like if I said F-it and "retired" @55 in 2016. Not gonna happen. :-(
Last edited by brutal; 10-31-2015 at 16:02.
My Feedback
Credit TFOGGER : Liberals only want things to be "fair and just" if it benefits them.
Credit Zundfolge: The left only supports two "rights"; Buggery and Infanticide.
Credit roberth: List of things Government does best; 1. Steal your money 2. Steal your time 3. Waste the money they stole from you. 4. Waste your time making you ask permission for things you have a natural right to own. "Anyone that thinks the communists won't turn off your power for being on COAR15 is a fucking moron."
I know a Korean gal. She lent out a $100K. The other Korean gal that borrowed disappeared. Good luck with lending.
I have dabbled a little on these, personal outlay is basically $500, but I have leveraged that to be more by re-investing my returns.
I decided to take $500 from my hobby account and play around with it, so if I lost it, it only post-poned the next rifle, dirtbike, or truck part...
Peer to peer lending is a neat concept, because it provides a path for people if they don't get the banks to approve, or even if they do. We have done a fair amount of that in our family, and it's a huge benefit to the family. All the interest stays in the family, and if someone gets themselves in a really tight spot, no one loses their home over a few months payments.
http://www.latimes.com/business/la-f...nap-story.html
Short story: LC is laying off people because they are making fewer loans. The liberals will somehow find a way to blame this on Trump or Brexit ...
Shady, shady.
Somebody in California that's in the financial industry that may have shady business practices? say it isn't so!
ΜΟΛΩΝ ΛΑΒΕ, we are the III%, CIP2, and some other catchphrase meant to aggravate progreSSives who are hell bent on taking rights away...
People can find a way to screw anything up. My account is still doing pretty well so far. But I think I'll pull my available funds and put into another investment.
Last edited by Bailey Guns; 06-29-2016 at 06:41.
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11/04/1994 - 12/23/2010
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