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  1. #11
    Grand Master Know It All OneGuy67's Avatar
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    Quote Originally Posted by Irving View Post
    I think I'd call Bellco before you work yourself up too much about other possibilities.
    Good advice.
    “Every good citizen makes his country's honor his own, and cherishes it not only as precious but as sacred. He is willing to risk his life in its defense and is conscious that he gains protection while he gives it.” Andrew Jackson

    A veteran is someone who, at one point in his life, wrote a blank check made payable to 'The United States of America ' for an amount of 'up to and including my life.'

    That is Honor, and there are way too many people in this country who no longer understand it.

  2. #12
    Hello, my name is: KNOWN Gunner's Avatar
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    Quote Originally Posted by Martinjmpr View Post
    I would also pull your credit report. If it's showing a repo then that could hurt your credit. Get that squared away ASAP.
    +1 on this. Defiantly make sure they didn't get it on your credit report.

  3. #13
    At least my tag is unmolested
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    Credit Unions are regulated by NCUA

    http://www.mycreditunion.gov/consume...s/default.aspx

    But also contact Alaska attorney general office.
    Sayonara

  4. #14
    Grumpy Mountain Man crashdown's Avatar
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    Called Bellco.
    They say I owe 4000 dollars still on the car loan.
    I told him that is not true, I asked him to look up Sept 2015 records where it shows I paid it off with a payment of around 10k dollars.
    I told him that I have the title that Bellco mailed me, signed release of lein, and up until I got the AK title I had a separate letter showing I had fulfilled my obligation to Bellco.
    He said Bellco will not mail anything to me regarding this dispute including something showing or proving I owe the money. I obviously can not log into a closed account to see activity. I might have screwed up by saying that Bellco would have reported to my credit report if I had not paid for almost a year, which they haven't because I don't owe them anything.

  5. #15
    Grumpy Mountain Man crashdown's Avatar
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    Quote Originally Posted by spqrzilla View Post
    Credit Unions are regulated by NCUA

    http://www.mycreditunion.gov/consume...s/default.aspx

    But also contact Alaska attorney general office.
    Called them, they only deal with Fed credit union, not state.... Calling DORA now

  6. #16
    High Power Shooter CO Hugh's Avatar
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    If you received the title they should not be able to repossess it. Check with the local authority that regulates repossessions, I don't think they have authority to repo if they do not have a lien on title. Did you receive the original Note when you paid it off, they should have given it to you.

    You are entitled to copies of documents so unsure why they won't send them. Ask for Note, Security Agreement, title, and accounting at minimum.

  7. #17
    Grumpy Mountain Man crashdown's Avatar
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    Quote Originally Posted by CO Hugh View Post
    If you received the title they should not be able to repossess it. Check with the local authority that regulates repossessions, I don't think they have authority to repo if they do not have a lien on title. Did you receive the original Note when you paid it off, they should have given it to you.

    You are entitled to copies of documents so unsure why they won't send them. Ask for Note, Security Agreement, title, and accounting at minimum.
    I have free and clear title. This is getting so complicated. While understand that they "can't" repo when I have free and clear title, it sure didn't stop them from trying. I paid 8500 of the loan on CC for miles. Bellco is saying that 4 months later I reversed 4000 of the charges. I didn't, my CC company says I didn't, and that they have paid Bellco the 8500. Now I gotta try doing a 3 way call with Bellco and the CC company. I'm sure I am just wasting my time until I pony for an attorney.
    Most of the bad reviews about Bellco are regarding paying off auto loans, seems to be their thing to do stuff like this.

  8. #18
    At least my tag is unmolested
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    Called them, they only deal with Fed credit union, not state.... Calling DORA now
    That's odd. Bellco says its regulated by NCUA on their own website.
    Sayonara

  9. #19
    Grand Master Know It All newracer's Avatar
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    Might be easier to just sell the vehicle.

  10. #20
    Grand Master Know It All
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    http://www.aapsonline.org/judicial/telephone.htm

    Note alaska is a single party consent state. I suggest you record the calls

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