Quote Originally Posted by Irving View Post
I'd have started a thread on health insurance also, but the deadline was coming up and it seems like it is a subject that might be too personal for open discussion on here.

The lowest we found that wasn't Obamacare was in the $700/mo range, which might as well be another mortgage. There are other options that work out much cheaper, but don't qualify as "good enough" for that shitty "law" (tax) and still get you a penalty at the end of the year.

I changed jobs in 2016 which allowed us to get temp insurance with similar coverage for around $200/mo. My wife ran the numbers and we could have done the same thing this year, and even after paying the highest penalty amount would have saved thousands of dollars, but my parents threw a fit at the idea.
We have membership in a "healthshare ministry". Maxes at $450 per family ($150 per person x3 -- $0 after for additional). Has a $500 per incident co-pay at highest level, so "wahhhh I have sniffles = Doctor" wouldn't be good for it, but "Is that my tibia?" would be fine. Let me know if you are interested in learning more about it.