Why the need to spend $10K? Call the Neptune Society, they'll do it for $3K
AS for trust vs will. It depends how either are set up. We have a trust, will, living will, POA, POD Outside the daughter having to file a paper with the county for our house everything is protected to allow her to assume everything we own upon death.
We've discussed this before, IF you don't have something now (regardless of age) your family is the one who will pay the price, literally.
I too am not an attorney, claim to be, or offer advice for monetary compensation.





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