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  1. #1
    Self Conscious About His "LOAD" 00tec's Avatar
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    I don't use credit karma because if you aren't paying for a service, you are the product, not the customer. They use your information to tailor ads to you.

  2. #2
    GLOCK HOOKER hurley842002's Avatar
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    Quote Originally Posted by 00tec View Post
    They use your information to tailor ads to you.
    I'm married, if I can ignore my wife, I can ignore a few ads..

  3. #3
    Self Conscious About His "LOAD" 00tec's Avatar
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    Quote Originally Posted by hurley842002 View Post
    I'm married, if I can ignore my wife, I can ignore a few ads..
    Hahaha... good point.

  4. #4
    Recognized as needing a lap dance
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    Quote Originally Posted by hurley842002 View Post
    I'm married, if I can ignore my wife, I can ignore a few ads..
    Geez, I just spit out my drink!

  5. #5
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    Quote Originally Posted by 00tec View Post
    I don't use credit karma because if you aren't paying for a service, you are the product, not the customer. They use your information to tailor ads to you.
    Is Credit Wise a product you pay for?

  6. #6
    Self Conscious About His "LOAD" 00tec's Avatar
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    Quote Originally Posted by KevDen2005 View Post
    Is Credit Wise a product you pay for?
    Kinda, since I am using their card (Cap One), it is included. I do not get ads. (Well, any more ads than I got from Cap One prior to using the service. I still get junk mail "refi your car" type stuff.)

    It uses the same scoring system that Credit Karma uses, the vantage score thingy. According to the simulator, I should get 16ish points from the $2k increase on my Home Depot card I requested earlier.
    Last edited by 00tec; 12-10-2017 at 23:38.

  7. #7
    Splays for the Bidet CS1983's Avatar
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    Quote Originally Posted by 00tec View Post
    I don't use credit karma because if you aren't paying for a service, you are the product, not the customer. They use your information to tailor ads to you.
    It’s not been bad. I log in. I get updates. They say I could practically shoot off my own nuts with materialistic glee if I just get these credit card offers. I decide that’s dumb and log out after checking score.
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    It is terrible to contemplate how few politicians are hanged. - The Cleveland Press, March 1, 1921, GK Chesterton

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