Bye, Citibank!

[Wulf202]

I think I'll loose my card monthly also

[MrPrena]

I am seriously planning to close my US bank account. Everytime if I deposit $500 or more, they require to see ID+ask personal question.
I understand withdrawl,but on deposit? 20 second deposit will end up 3 minutes. Every damn time......

[Irving]

That is very annoying. They don't ask for id with direct deposit. What's the difference?

[sniper7]

BOA did this not long ago as well. Options are slimming down

[CoGirl303]

https://www.navyfederal.org/

For those of you who are veterans, Navy Federal Reserve Credit Union, now accepts veterans as members.

They only used to take active duty and retired personnel, but they changed that policy in February of 2017.

They have excellent interest rates on mortgages and cars.

personal loan interest rates are a bit high.




Sent from my iPhone using Tapatalk

[Jeffrey Lebowski]

I think leaving a credit card balance at zero and never using it hurts the company more than just closing the card, but I'm not sure. Anyone know?

Probably, but given how automated everything is, it "hurts" to the tune of probably less than pennies on the year.

[Del_Gue]

https://www.navyfederal.org/

For those of you who are veterans, Navy Federal Reserve Credit Union, now accepts veterans as members.

They only used to take active duty and retired personnel, but they changed that policy in February of 2017.

They have excellent interest rates on mortgages and cars.

personal loan interest rates are a bit high.




Sent from my iPhone using Tapatalk

^^^ you are right! Been a member since 1990.

[Zundfolge]

I am seriously planning to close my US bank account. Everytime if I deposit $500 or more, they require to see ID+ask personal question.
I understand withdrawl,but on deposit? 20 second deposit will end up 3 minutes. Every damn time......

That's the law. Any time they deal in $500 or more in cash they have to ask you what you do for a living because drug dealers are going to be honest and that way they can catch them. Eventually cash will be outlawed (and then we'll all do business based on the mark stamped on our hand or forehead).

I asked the teller last time this happened if anyone has fessed up to being a drug dealer and she laughed. I also said I should have told her I was a space shuttle pilot, because its not like they actually verify these things.

That is very annoying. They don't ask for id with direct deposit. What's the difference?

Cash is anonymous, a direct deposit has a paper trail (so basically you've already answered the questions).

I think leaving a credit card balance at zero and never using it hurts the company more than just closing the card, but I'm not sure. Anyone know?

The sad truth is that closing your credit card will do more damage to you than to the bank. It'll ding your credit rating. Maintaining a card with a zero balance is a slight (very slight) imposition on the bank since they still have to keep all the requisite records. I'd also think that paying the card off every month is a bit of an imposition on the bank too since they don't get any interest on the money (although they still get the processing fees).

[Jer]

That's the law. Any time they deal in $500 or more in cash they have to ask you what you do for a living because drug dealers are going to be honest and that way they can catch them. Eventually cash will be outlawed (and then we'll all do business based on the mark stamped on our hand or forehead).

I asked the teller last time this happened if anyone has fessed up to being a drug dealer and she laughed. I also said I should have told her I was a space shuttle pilot, because its not like they actually verify these things.

They ID if you change $400 (or any random amount seemingly) in 20's & 10's for 100's now too. She asked me for my profession & knew I wasn't going to be happy (I go in there a lot & get along very well with branch staff) so before I could even reply she said: "I'm just going to put Trophy Husband" to which I lol'd. My wife is a Professional Juggler.

There is no burden of proof to this question so the more ridiculous people are with their answers the quicker they realize this is an asinine exercise.

[Irving]

The bank employees aren't cops. What if you say you're a drug dealer, do they just decline the transaction? I'm sure they call the police as well.