I too am using a VA Home loan guaranty, 1st time buyer. Credit score is on the rise now the credit cards are paid off and that student loan is out of the way. I've started doubling down on my car payment to get it paid off faster. Should be paid off by X-mas.
No idea what an FHA loan is, but regardless its now or never for me to buy a home here in Colorado, unless some miracle happens and the bubble bursts and I'm not gonna hold my breath on that right now. Property values are continuing to rise.
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