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  1. #1
    Paper Hunter
    Join Date
    Nov 2015
    Location
    Colorado Springs
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    147

    Default Car insurance companies, I need a new one.

    Do you guys have any suggestions on a new car insurance company. I've been with progressive for over 10 years, but this most recent policy renewal is ridiculous. This past may I renewed with my wife and 2 cars for $960, which includes the pay in full discount. Since then I've sold my car, so we're down to 1 car, and the renewal is $860 with the pay in full discount. Only $100 less for only 1 car?!

    Currently I'm just getting online quotes from different companies, but does anyone suggest one company over another. Liberty Mutual seems to have decent rate for me, just under $700 for the same coverages; does anyone have experience with Liberty and their customer service?

    Thanks.

  2. #2
    Grand Master Know It All SouthPaw's Avatar
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    Mar 2010
    Location
    Greeley
    Posts
    3,117

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    My family and I have always had State Farm with no real complaints. Rates are decent, coverage is good and whenever we have made claim, it has been hassle free. I almost lost my license a few times when I was younger and they never dropped my ass either FWIW.
    "But when it's time to fight, you fight like you are the third monkey on the ramp to Noah's Ark; and brother, it's startin' to rain."

  3. #3
    High Power Shooter
    Join Date
    Nov 2008
    Location
    Colo. Springs
    Posts
    971

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    My father was a Farmers Insurance group agent and i have stayed or come back them after trying some others. When a claim is made, no problems. Also, after the 2012 wildfire here a number of companies wouldn't write house policies in my area. Farmers did. I keep both the house and cars with farmers.

  4. #4
    Zombie Slayer MrPrena's Avatar
    Join Date
    Mar 2007
    Location
    Thornton
    Posts
    6,633

    Default

    Quote Originally Posted by skoodge View Post
    Do you guys have any suggestions on a new car insurance company. I've been with progressive for over 10 years, but this most recent policy renewal is ridiculous. This past may I renewed with my wife and 2 cars for $960, which includes the pay in full discount. Since then I've sold my car, so we're down to 1 car, and the renewal is $860 with the pay in full discount. Only $100 less for only 1 car?!

    Currently I'm just getting online quotes from different companies, but does anyone suggest one company over another. Liberty Mutual seems to have decent rate for me, just under $700 for the same coverages; does anyone have experience with Liberty and their customer service?

    Thanks.
    Extremely similar situation.
    I was with progressive. Progressive was originally cheaper, but they creep up the prem every renewal. I always had to pay lumpsum for full discount at Progressive. It was still higher than Statefarm with same everything coverage. I pay monthly now with state farm, and I don't have to pay stupid ~1900 per 6 month lumpsum.

    https://www.ar-15.co/threads/163837-...=1#post2103549
    Last edited by MrPrena; 11-01-2018 at 12:08.

  5. #5
    GLOCK HOOKER hurley842002's Avatar
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    May 2009
    Location
    Tucson, AZ
    Posts
    8,023

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    We had a large hike from Geico, no accidents, no claims, nothing. I blame it on all the hail storm claims. We switched to Progressive and saved quite a bit. Similar hike from State farm the year before (after being with them for 17 years).

  6. #6
    Not a Dude ChickNorris's Avatar
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    Jul 2018
    Location
    Denver/CoS
    Posts
    11,160

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    Suprisingly my commercial accounts haven't changed much in the last 10 years. I make it a point to revisit my coverage too.
    My airstream has been stolen by dopers

  7. #7
    BIG PaPa ray1970's Avatar
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    Feb 2010
    Location
    Thornton
    Posts
    18,799
    Blog Entries
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    My rates just went up because I had a ?comprehensive claim exceeding $1000?. Not sure if I should be angry with my insurance company or God since my claim was hail related. Guess the insurance assholes figured even though I was at zero fault for that claim that I should still have to pay for it. Cork soakers.

  8. #8
    Sits like a bitch
    Join Date
    May 2009
    Location
    Unincorporated Douglas County
    Posts
    3,533

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    I will second State Farm. Especially if you need an accident repair.
    If your post count is higher than your round count, you are a troll.

  9. #9
    Grand Master Know It All
    Join Date
    Mar 2006
    Location
    Dickshooter, ID
    Posts
    4,832

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    Call a broker who shops several for you.

    I use Adams insurance solutions in wheat ridge

  10. #10
    Not a Dude ChickNorris's Avatar
    Join Date
    Jul 2018
    Location
    Denver/CoS
    Posts
    11,160

    Default

    Assured Partners Colorado
    My airstream has been stolen by dopers

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