Nationwide Insurance

[MrPrena]

My guess on credit score was on prompt or late premium payment. That was my biggest guess.

[Jer]

My guess on credit score was on prompt or late premium payment. That was my biggest guess.

Wouldn't my impeccable track record for paying for a full year of premium up front & "on time" (not sure how you can do that with a pre-paid service) be a little more important than an arbitrary unrelated number? I mean, this isn't a credit card we're talking about here where you can rack up thousands worth of debt. If you don't pay your premium they just cancel coverage anyway so what's the point?