after 25+ years of owning a 31' Sportfishing boat in Alaska, my father had a few words of wisdom about boats (but I think that's a different situation than the OP is talking about, at least a completely different scale)...
test to find out if you're ready to own a boat:
walk into the bathroom, take a $100 bill out of your wallet (if you don't have a $100 bill in your wallet normally, give up now, you're nowhere near ready)... take the $100 bill, throw it into the toilet, and flush it down... if it bothers you, you're not ready yet!
I've avoided getting a boat because my wife is too cheap, she'd have a freaking heart attack the 1st time we had expenses... and after my experiences as 1st mate on the family boat in Alaska, I think anything in Colorado would be a disappointment overall... we rent a pontoon boat from Pueblo south shore marina ever 1-2 years... this year it was interesting, due to weather conditions.






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