How many CC regularly have "shooters" insurance?

[Panther AR]

Jim, it is if in the process you feel your life is in danger. Ronin13 also included that one critical part: "c) you feel your life is in danger".

C.R.S. Section 18-1-704(2)(a) and (b) state that: "Deadly physical force may be used only if a person reasonably believes a lesser degree of force is inadequate and....the actor has reasonable ground to believe, and does believe, that he or another person is in imminent danger of being killed or of receiving great bodily injury, or....the other person is using or reasonably appears about to use physical force against an occupant of a dwelling or business establishment while committing or attempting to commit burglary as defined in sections 18-4-202 to 18-4-204...."

To everyone, it really is important, as Jim said, to read the Colorado Revised Statutes (C.R.S.), which is available in every public library. For anyone who has never done this, it may seem a bit overwhelming at first, but it's really not too difficult to unravel the criminal codes. Just be sure to keep reading because once you think you have your answer, the next paragraph probably provides a "however"! C.R.S. 18-1-704(3), the paragraph following what I quoted above, goes on to say who is NOT JUSTIFIED in using deadly force in those instances above, in subparagraphs (a)(b) and (c). There are always exceptions!

[Great-Kazoo]

Jim, it is if in the process you feel your life is in danger. Ronin13 also included that one critical part: "c) you feel your life is in danger".

C.R.S. Section 18-1-704(2)(a) and (b) state that: "Deadly physical force may be used only if a person reasonably believes a lesser degree of force is inadequate and....the actor has reasonable ground to believe, and does believe, that he or another person is in imminent danger of being killed or of receiving great bodily injury, or....the other person is using or reasonably appears about to use physical force against an occupant of a dwelling or business establishment while committing or attempting to commit burglary as defined in sections 18-4-202 to 18-4-204...."

To everyone, it really is important, as Jim said, to read the Colorado Revised Statutes (C.R.S.), which is available in every public library. For anyone who has never done this, it may seem a bit overwhelming at first, but it's really not too difficult to unravel the criminal codes. Just be sure to keep reading because once you think you have your answer, the next paragraph probably provides a "however"! C.R.S. 18-1-704(3), the paragraph following what I quoted above, goes on to say who is NOT JUSTIFIED in using deadly force in those instances above, in subparagraphs (a)(b) and (c). There are always exceptions!

correct if in danger. HOWEVER a "smart" person does not leave the secure area to investigate the noise. You do not know how many are in the house or by an entrance way. You remain in the room UNLESS you have kids down the hall. Then and only then do you follow the contingency plan for such an occurrence. Before all this unfolds you should have already dialed 911.
By going out of the secure room you put everyone in jeopardy. being gung ho does nothing if the shit truly hit the fan. ALL YOUR HOUSEHOLD ITEMS SHOULD BE INSURED. like your wallet let them take it, it ain't worth a gun fight for a fuckking flat screen. Unless you happen to be watching it when the door gets kicked in. I am reading a fair amount or braggadico from folks who may or may not have been in a close encounter of the 3rd kind. It ain't like the movies. It's like hitting black ice. you hope your training once in motion gets you out of it with minimal damage.
YMMV

[Panther AR]

With you on that, Jim! Do you ever watch Personal Defense? Outstanding show on topics such as what you described. Great posting, Jim!

[Great-Kazoo]

With you on that, Jim! Do you ever watch Personal Defense? Outstanding show on topics such as what you described. Great posting, Jim!

no i do not. what i do is teach what i preach.
Personal Product Placement Disclaimer: I had more than a few board members and their significant others attend my CCW class. I do agree, if you can own a gun you should be able to carry it. With that being said like any other dangerous tool like a chain saw or planer, just because you have them does not know you have any idea how to use it, properly.
There are many good-great instructors out there, i suggest you take as many courses as the budget allows.
Practice, practice, Practice. Then practice some more. have contingency plans, then backup ones for when plan A goes in the shitter. Your wallet, tv, bbq or even the car is replaceable, your child, wife, who ever is not.
And yes even when cleared by the DA you will have built up $20-40K in legal fees , not including any piece of shit relative climbing out of the woodwork to get a slice of your pie.

[IShouldDoThisAllTheTime]

This isn't exactly "insurance" but may be what you're looking for.

Armed Citizens' Legal Defense Network
http://armedcitizensnetwork.org/

They have criminal defense attorneys in most major metro areas, and will put one on a member's case as soon as they are notified of an incident. If I recall correctly $5k is automatic, another $5k is automatic if felony charges are filed. From there the board meets as the case progresses and provides additional funds, contacts with experts, etc. as needed.

[chunga]

I've been checking out that ALCDN insurance.
It's only $85 a year to be a member.
I've seen good reviews about it

[IShouldDoThisAllTheTime]

I've been checking out that ALCDN insurance.
It's only $85 a year to be a member.
I've seen good reviews about it

The founder, Marty Hayes, is a really great guy. When you ask him about this it's clear he's really passionate about it and intends to do good things.