They aren't covered under Obamacare?

Pets are personal and emotional. If you can afford it and it works for you, go for it. The only pets I would have covered are working dogs, whose training and experience makes their value worth the expense.

I love dogs and cats. I've loved every pet I've had and miss each and everyone of them. Ultimately, they die. I do what I can to keep them safe and comfortable, but I personally can't justify the same level of health care for a pet that I do for my children. But that is just me. YMMV

Be safe.