I received my letter back in August. I knew it was coming, they kept sending letters changing my plan and price to meet the ACA requirements. Turns out Rocky Mountain Health Plans has dropped all their grandfathered and non grandfathered plans.

I've been searching for insurance, but all the plans I find are on the exchange. Even plans I find that are offered by specific carriers are the same as the plans on the exchange.

I contacted a health insurance broker and he over enthusiastically told me how much ACA was going to save me and what a large tax payer subsidy I qualify for (almost 200 a month). I really don't want a plan that is tax payer subsidized, but the plans are so expensive I'm not sure I can afford one without the subsidy.

I have about 45 days to figure out what to do about healthcare.