My turn for a rant...

[RCCrawler]

All in all we had a great trip, just the one hiccup, I'm just pissed it was a $2000 hiccup that we had no control over. I understand it could have been worse, I understand many people have had much worse vacations, I just was pissed and needed to vent, thank you guys for listening.

We're in the airport now waiting to come home, got checked in, got seats assigned, and it's showing on time as of right now so we'll see.

[hurley842002]

As I understand it, debit cards usually have a $300 or $500 maximum daily charge to reduce the effects of stolen cards. Avis likely tried to do their "soft" check for more than that amount - which resulted in the denial for each of you.

Just my best guess.

As far as not getting the reach around, the airlines have contracted that out to TSA these days. (Sorry Chuck, I couldn't resist)

Oh I've put quite a bit more than either of those amounts on my debit card. I suppose every institution is different tho.

[RCCrawler]

And the saga continues we were supposed to blast off 10 minutes ago but we're locked into a holding pattern they say flights are screwed up and they have landings shutdown in Denver due to weather.

At least on this flight the captain is cool he keeps coming out and doing jokes on the intercom and he's keeping us all well informed. He says we should be able to peel out in about 10 minutes.

[Gman]

I finally found a company willing to take debit, but since then I've had a credit card, and have come to terms with the fact that they are an essential part of finances. I don't feel like a slave to anything, as I don't carry a balance.

Winner winner, chicken dinner.

[Holger Danske]

couldnt you catch a bus or shuttle to LAX? Im sure they would have more flight choices.

[sniper7]

I imagine you are out of there by now, weather is much better.

Glad you are at least getting home, my aunt and uncle and cousins just came into town on spirit...they always fly united and this time they got hosed.

[Monky]

I have no credit card (my last one was cancelled for never being used), my credit is wonderful and it fluctuates monthly by about 30 points. Debt to income is good, since the only debt I have is a mortgage. I take a hit on my credit for not having any credit cards, then it goes up the next month, then back down for not having a card...

It's a horrible cycle but it's a fact of life in this day and age and I've been seriously considering getting a good rewards card to use. I just can't decide which.

The struggle is real in paying with cash for nearly everything. People look at you funny when you say you don't have debt


Sent by a free-range electronic weasel, with no sense of personal space.

[cstone]

Costco membership up till now has required an AmEx card. I don't use it anywhere else.

Work actually requires me to have a credit card, managed through my employer but still my responsibility and is reflected on my credit record. No exceptions made for anyone in my work series. I am required to have it and use it for certain reimbursable expenses. Misuse, including failure to use it on mandatory expenses may be used to support administrative action against me.

My ATM card is also a credit/debit card (can be used either way).

I am impressed when people are able to live with no plastic. So many places just expect them.

I even bought two cars at a Manheim auction with one of my credit cards. The money was transferred from savings to pay the balance for both purchases within a week of making the purchases.

Any card I carry is paid in full by the due date. I do not carry balances.

Credit can be as addictive as meth for some people. It is sort of a function of 21st century living in the USA. It is possible to make it work for you, but it is a personally choice.

Choices are good.

[TheGrey]

I have no credit card (my last one was cancelled for never being used), my credit is wonderful and it fluctuates monthly by about 30 points. Debt to income is good, since the only debt I have is a mortgage. I take a hit on my credit for not having any credit cards, then it goes up the next month, then back down for not having a card...

It's a horrible cycle but it's a fact of life in this day and age and I've been seriously considering getting a good rewards card to use. I just can't decide which.

The struggle is real in paying with cash for nearly everything. People look at you funny when you say you don't have debt


Sent by a free-range electronic weasel, with no sense of personal space.

I agree- my folks are having to deal with this as well. They're driving down from MN to visit us, and they won't be able to do it with cash because so many of the gas stations in Moobraska only take cards. We set up a joint account with a debit card, so their trip will be covered in case of emergency. They also now have a credit card that they have in case of emergency.

The credit noose is tightening around everyone's neck.

[sniper7]

I have no credit card (my last one was cancelled for never being used), my credit is wonderful and it fluctuates monthly by about 30 points. Debt to income is good, since the only debt I have is a mortgage. I take a hit on my credit for not having any credit cards, then it goes up the next month, then back down for not having a card...

It's a horrible cycle but it's a fact of life in this day and age and I've been seriously considering getting a good rewards card to use. I just can't decide which.

The struggle is real in paying with cash for nearly everything. People look at you funny when you say you don't have debt


Sent by a free-range electronic weasel, with no sense of personal space.

i have a chase rewards card, 5% cash back on several categories each month, and 1% for everything. Best one I have found.

it takes discipline, but I put everything I possibly can on it, pay it off each month and make easily $500+ a year in cash back rewards, never pay any interest.

i have the Costco Amex and hate paying the additional fee. So I'm dumping it this year and wil be looking for a good second card for my international travels that don't charge fees for converting currency.