CCW Insurance

[ronaldrwl]

Interesting. Maybe I will give SF a call tomorrow and just inquire

Let me know what they say. Hopefull not, "Oh my God! You have a gun? We're dropping your coverage."

[funkfool]

NRA "self-defense" insurance:
http://www.locktonrisk.com/nrains/defense.htm


100K is $165.00 per year
250K is $254.00 per year...

[Irving]

State Farm will laugh at you. I don't think any standard market company would even consider this. You have to find a surplus lines company to do it. Well, you don't, your agent does. The price wasn't all that bad for the amount of coverage and the fact that you had to go through surplus lines to get it.

[ronaldrwl]

I was hopeing for some sage advice on what pitfalls to avoid. I kind of expected everyone would have insurance.

[funkfool]

I thought about it for a while... but finances didn't allow it at the time...
Never got back to it.
There is a local (CSprings) attorney that did a talk at the monthly PPFC meeting a few years back and kind of covered something along these lines... let's see if I can find his card again.

[trlcavscout]

State farm has been pretty gun friendly to me in the past. I had never thought about CCW insurance though.


If you have to shoot someone, make sure they cant change the story.

[mx'r]

Let me know what they say. Hopefull not, "Oh my God! You have a gun? We're dropping your coverage."

Holy Crap. That sounds like my insurance company..

[theGinsue]

That's the question. My instructor only talked about the NRA insurance. And I have vague memories of it costing ~$400 a year???

Cough! Choke! Gasp!

NRA "self-defense" insurance:
http://www.locktonrisk.com/nrains/defense.htm


100K is $165.00 per year
250K is $254.00 per year...

Okay, this is cheaper than ~$400/yr, but still - this is a lot more expensive than most renters insurance policies, and (in my humble opinion) most apartment renters have a higher chance of getting robbed and dealing with a fire or other form of loss than most CCW holders have of having to place a claim.

I'm just sayin'.

[Irving]

A few electronics getting ripped off from a house might be more common, but going to court over an unlawful shooting, or a lawful shooting where the person lives will cost a lot more. Plus, not nearly as many people will carry CCW insurance as the amount of people who will carry renters insurance, so the money pool is MUCH smaller.

Renters insurance is probably hands down the very best "deal" out there when it comes to insurance policies.

[Fried Chicken Blowout]

While we're on the insurance subject.... I've amassed enough guns and other related equipment that I would be devastated if I had a fire or someone ransacked my house while I'm on vacation. Is there a way to add that on my home owners ins or get separate insurance that is worth the money?

Thanks, Jason