Car repossession/ bank advice needed

[crashdown]

So after dealing with Bellco most of the day yesterday, their story is that 4 months after ( they had an exact day of Jan 8th) I paid off my loan, I reversed 4000 dollars of the payoff with my credit card company. After a three way call with the credit card company and sending Bellco my credit card statements, I feel like that was pretty easy to disprove.... Almost too easy.
So when I called today for an update, I got the run around, but it was very clear they are about to drastically change their story about why they think they should be allowed to repo my car. The guy started mumbling something, but said he couldn't talk about it like his team hadn't quite come up with a good story yet. Now it would be great if they would have given me something in writing so I could show whatever powers that be that they are changing their story, and obviously willing to make something up to fit their agenda... But nope.
So... Anybody have an answer on how long Bellco keeps their surveillance footage?

[TFOGGER]

Sounds like it's time to have an attorney have a chat with their legal department.

[crashdown]

Got an attorney this morning.
She isn't really sure what to do as Bellco hasn't really given me any written notification of debt.
She is gonna start by firing off a letter, but again, not entirely sure what she is disputing.

I just called back and recorded the conversation. Guy said he wasn't really sure why Bellco thinks they are owed 4K. He said yesterday they believed it was because of a credit chargeback, but now they are researching. I grilled him about trying to repo a car when they were not even sure why I owed the money. He agreed that didn't seem right. He aknowlegded on the recording multiple times that they have not and will not send me anything in writing regarding the "debt". He said they would send me something stating that the repo was on hold, but not would reference why it was in repo.
They are gonna spitball until they come up with something I can't prove wrong.
I am here living off my savings this year so I can fish and not work. This is now gonna occupy my thoughts, and probably drain my finances.
I know enough that if I have to fight this in court, it will have to be in Colorado, and that will destroy me financially.
FUCK!!!!!!!

edit... I just listened to the recording.... I handed that guy his ass.

[WETWRKS]

Counter sue...

[crashdown]

Okay, no need to overreact. 99 Problems qued. Not a guarantee this will pull the information you need but it should (they may not have filed one but they kind of should....), and you don't need to pay someone $200 an hour.

Step one: Register here: cocourts.com provide a CC, it's okay. $5.00 is all you will ultimately incur.

Step two: Search yourself. Use your last name, and a first few of your first in case they mispell it. If you have multiple nicknames or aliases etc, then read the instructions on the search page so you only pay for one. Don't include a date of birth or anything, just your name.

Step three: Research and sift your record. Look for any county court or district court actions opened with you as a Defendant - called "Replevin". If you find one, let me know.

Standard Disclaimer: This is not legal advice, consult your attorney for legal advice (Attorneys by operation of law are the only ones whom can provide legal advice) anyone who hasn't gone to law school would have no clue. It's not like I have any experience with smacking the %$%$ out of people in Replevin or anything, or can cite critical case law from memory...
Fuentes v. Shevin, 407 U.S. 67 (1972)
Metro Nat'l Bank v. District Court, 676 F.2d 19 at 23 (Colo. 1984)

Done.. I just paid 7 dollars to see I was divorced in 98. I didn't think they had any court proceedings as that would mean something would be in writing, but I did as I was instructed....
Now what?

edit... I just did it again without putting in middle name or DOB, and still nothing, but I feel roughly 14 dollars lighter.

[Great-Kazoo]

but I feel roughly 14 dollars lighter.

The real question is. What's biting this time of year, besides mosquitos ?

[crashdown]

The real question is. What's biting this time of year, besides mosquitos ?

[Irving]

I've never seen a real Hotdog fish before.

[crashdown]

I've seen a real Hotdog fish before.

Terrible angle on a King Salmon. Most of the fish is underwater. You can't legally lift it out of the water. I had a trooper video me doing it in the same spot the day before and I got out of the ticket by pleading ignorance... Wasn't gonna risk it for a picture.

[Irving]

You're really not allowed to lift them out? I imagine it is a catch and release as well. That's interesting. Nice catch. You can see just how big it is in your picture.