Insurance?

[GilpinGuy]

I am on the USLS web site right now and was about to sign up but thought I'd search here first for some info. Glad I did. Hopefully, this thread gets some traction.

[GilpinGuy]

Looks like USLS gives you a month free if you pay for a year up front (instead of paying monthly). Plus you can use promo code "TNTLLC" at checkout and get 2 more months free.

[Fentonite]

My understanding, when I enrolled, was that USLS simply covered aggressive legal representation, but I could not find anything that indicated they would actually cover fines or civil awards in the event that their legal representation did not prevail in court. USCCA covers legal representation in both civil and criminal proceedings, an immediate legal retainer, bail bond, coverage of criminal and civil damages should I lose in court, as well as payment for every day I'm in court and firearm theft insurance. When I signed up, this was more than I could find offered by any other organization. Things may or may not have changed since then, do your due diligence.

Hopefully I'll never need this coverage. I also imagine that just having this coverage will cause some attorney somewhere to claim that I CCW'd with intent of shooting someone. As ignorant as that is, we all know the sentiment is out there. I carry full insurance coverage on all my vehicles, not expecting to be in a wreck, but on the off chance that I'm ever in a collision, I'm protected. I use my vehicles for routine transportation, not for possible defense of me or my wife. Although I think the odds of needing car insurance far outweigh those of needing CCW insurance, the potentially life-changing ramifications of using my CCW make CCW insurance seem to be simply common sense.

[Rumline]

I haven't looked into this seriously but I remember reading that one thing to look for is if the insurance will reimburse you for the costs of representation or whether they will pay the costs upfront for you. I thought this was an important distinction because you usually have to drop $5k before an attorney will do anything for you, and I don't know if they're going to take Visa. Even if that's not a problem, if the insurance doesn't pay until your Not Guilty verdict then you still have to come up with the $20k+ until they decide to reimburse.

Just a suggestion of something to look for in the policies.

[Dave_L]

Something you might look into is a personal umbrella policy via your insurance agent. That will cover the civil side for you. As long as its not a criminal activity, they'll cover you. However, I don't know if they'd defend you for a criminal case so you may have to bundle USLS and an umbrella if USLS doesn't cover the civil side.

[Great-Kazoo]

I'm surprised there's little interest in this topic, or even someone suggesting an alternative choice.

[GilpinGuy]

Yeah, I'm surprised too. But I posted something similar in 2013 and got zero replies, so I shouldn't be I guess.
https://www.ar-15.co/threads/11405-I...ttorney-please

[O2HeN2]

This is what I have:

https://armedcitizensnetwork.org/

O2

[CS1983]

I'm surprised there's little interest in this topic, or even someone suggesting an alternative choice.

I've subscribed to the thread but haven't replied thus far because I have 0% knowledge on this. I wonder if others don't reply because they're interested but don't feel like they can contribute.

Definitely interested in the comparisons of offerings. Worst fear as regards CCW is having to use it and getting Zimmermaned. If I ever have to protect myself or another, I hope it's against a drunk frat boy named Bryce or Hunter with a previous conviction for violence or something.

[crays]

I'm surprised there's little interest in this topic, or even someone suggesting an alternative choice.

I think there are a lot of members passively following this.

I've subscribed to the thread but haven't replied thus far because I have 0% knowledge on this. I wonder if others don't reply because they're interested but don't feel like they can contribute.

See Above

Definitely interested in the comparisons of offerings. Worst fear as regards CCW is having to use it and getting Zimmermaned. If I ever have to protect myself or another, I hope it's against a drunk frat boy named Bryce or Hunter with a previous conviction for violence or something.

So you can can face the very well financed legal team, paid for by his wealthy parents?