Plan ahead youngsters !!

[StagLefty]

January was an eye opener budget wise. Insurances,lot rent,etc. all went up and of course SS retirement income was getting too close to budget needs for comfort. I live within my needs and have no debt and I want to stay that way. So reality sent me back to work. It's only part time but it gives me more breathing room.
My son is turning into my reality counselor-"It's a good thing your still healthy and can go back to work. But when the time comes that you can't work anymore your SS will still be about the same and the cost of living will have increased even more".
My plan is to leave the paycheck in the bank and continue my frugal lifestyle but time may not be on my side financially.One thing I may have to face is selling the mobile home I've owned for 28 years but the options after selling are really slim.
Some other older folks here have simply outlived their retirement plans and income and it's sad to see.
So I encourage all you younger guys to invest in your own future and plan accordingly (especially if your single like I am).
AAAH that felt good !!! No whining just reality.

[Wulf202]

So what would you have done differently?
A house instead of a mobile?

[earplug]

Many live like old Elephants near a drying water hole. When the hole has dried up their too weak to migrate. Some math is needed to figure out the reality of staying in place.

[StagLefty]

So what would you have done differently?
A house instead of a mobile?

I had a deal I couldn't ignore on this place and living here was a good deal back in 1989. It was a fixer upper the bank didn't want to deal with and lot rent was very affordable back then.

[StagLefty]

Many live like old Elephants near a drying water hole. When the hole has dried up their too weak to migrate. Some math is needed to figure out the reality of staying in place.

Words of wisdom right there !!!

[BPTactical]

Go with the cheap cat food like Friskies instead of the gourmet stuff. You will easily save $3.00 a month and the kidney stones will make you feel alive.

[JohnTRourke]

I've got the same retirement plan as everyone else: Work until you die.

[Robb]

I've got the same retirement plan as everyone else: Work until you die.

God, ain't that the sad truth.

[Bailey Guns]

I've got the same retirement plan as everyone else: Work until you die.

My plan is better than that. I only have to work til I'm placed on life support.

[Great-Kazoo]

My plan is better than that. I only have to work til I'm placed on life support.

Not me, there will be no artificial breathing apparatus or other items. The kid's going to find a nice ice flow or something above timberline for me.


On a serious note. I haven't saved a dime, never thought i was going to see past 30. then 40 & 50 came and went. Now that i'm in my golden years i have some Soc Sec to fall back on. Then there's the massive equity in the house if we sell.