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Thread: Hail damage!

  1. #1
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    Default Hail damage!

    Sitting in progressives office right now getting my car checked out... Hoping they come back with a fair number... State farm took care of me once, but I haven't done this with progressive till now. Pretty bad hail damage from the storm a couple weeks ago. Co worker in the same storm got almost 5 gir..

    Anybody go though this?

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    Diesel Swinger Graves's Avatar
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    Damn, my ins.co. sent an estimator to me. He cut me a check right on the spot.
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    Hatchet Sushi Master Rooskibar03's Avatar
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    I had SF do mine on Friday. Took almost an hour as there was a lot or damage. They came up with $10,481 in damage so they cut me a check for that less deductible.

    Told me I can get it fixed where and a when I want and if there is more costs they will cover it.

    All in all a pretty painless process. Hope yours is the same.

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    Quote Originally Posted by Rooskibar03 View Post
    I had SF do mine on Friday. Took almost an hour as there was a lot or damage. They came up with $10,481 in damage so they cut me a check for that less deductible.

    Told me I can get it fixed where and a when I want and if there is more costs they will cover it.

    All in all a pretty painless process. Hope yours is the same.
    Holy crap,, I hope mine is that much... Should find out here shortly... Big money big money!

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    Quote Originally Posted by Rooskibar03 View Post
    I had SF do mine on Friday. Took almost an hour as there was a lot or damage. They came up with $10,481 in damage so they cut me a check for that less deductible.

    Told me I can get it fixed where and a when I want and if there is more costs they will cover it.

    All in all a pretty painless process. Hope yours is the same.

    What kind of car if you dont mind? Mine is an 09 malibu sedan..

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    Hatchet Sushi Master Rooskibar03's Avatar
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    Quote Originally Posted by Chad4000 View Post
    What kind of car if you dont mind? Mine is an 09 malibu sedan..
    It's an Audi A8. Since the car is completely aluminum they have to replace most of the panels as they metal doesn't PDR as well as stamped steel.

    It also killed all the Trim around the windows which is also Alum, and I know thats 1000 bucks a side to replace.

    I'm willing to bet they are still a few grand short of the final cost.

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    They came back with 6100... But won't give me a check because it's financed through a credit union? Wtf Why?

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    Quote Originally Posted by Rooskibar03 View Post

    I'm willing to bet they are still a few grand short of the final cost.
    At least a few grand...they usually are but thats how they do it.

    This next statement is a general statement not directed at YOU directly. I'm sure you are gonna get you Audi fixed, and Prestige imports is one of the best around, let me know if you need some contact info for them.

    The insurance company writes a check to a claimant for $5000, on a job that will really end up being $7k $8k $9k. 75% of people right now are not repairing there vehicles, they take that $5000 check and run with it. The claimant is "happy" and the insurance company is ecstatic that they dont have to pay out thousands more. Now for a company like State Farm that writes 3 million claims a year multiply that by $3k, well now you know why insurance companies have such good profits at the end of the year.

    They are not new at this, they do it everyday all day. State farm is hands down the best insurance company out there for paying out on a claim, every other insurance company is far behind then, and some worse than others.
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  9. #9

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    Quote Originally Posted by Chad4000 View Post
    They came back with 6100... But won't give me a check because it's financed through a credit union? Wtf Why?
    To ensure you get it fixed and dont just take the money and run then the Credit unions collateral isnt worth a shit
    Certified NRA Instructor, ask me about CCW classes

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  10. #10
    Stircrazy Jer jerrymrc's Avatar
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    Quote Originally Posted by Chad4000 View Post
    They came back with 6100... But won't give me a check because it's financed through a credit union? Wtf Why?
    Because the CU owns the car. You can get it fixed or some company's will hold the $$$ until you pay it off.
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