So now that the government can prosecute you for not buying health insurace what is next?

[hollohas]

The derivitive known as insurance is a symptom of the magic wand. Just because we hold a policy does not guarantee that we will all get 3 millon dollars of medical treatment. WE pay in say 180 thousand over a liftime ( minus profit and operating cost of insurance) but get 3 millon out? Who makes up the difference? The wand. Money for nothing and the chicks for free. Interesting times!

There is no wand. The people who choose to buy insurance but never need it are who make up the difference. But the fact remains, it was their CHOICE to buy it. Those of us who buy it hope we will never need it. I hope that I never need to use even a small fraction of what I will pay in insurance over the years but I pay it anyway, just in case. That is how insurance works, they depend on many policy holders not to need it so they can afford to pay the bills for those who do.

But I believe making people buy it is not the American way. Us choosing to help one another is the American way. That's what charities/churches/friends/family, etc. are for, to help others in need. Although, no one is entitled to help. It is not our government's job to give us everything we need to be happy, healthy and wealthy. It is our job as citizens of this country to go out and get those things for ourselves.

[BUC303]

too me i would think we would want all our fellow americans healthy as can be.....i have love for everyone in this country rich/poor if it means i have to have a higher tax rate so be it.....i watched my ex girlfriends mom die of throat cancer because the hospitals pressured her to go into hospice care and just die because it would be cheaper for them.....that is not right

Healthcare is not a guarantee of health, it's not magic that makes you invulnerable to sickness. The fact that you used the term "pressured" in your example tells me that the family made that decision, it was not forced on them. If they didn't agree they could have said no and asked to continue treatment or gone to another doctor. Having health care would not have changed your ex-girlfriends mothers outcome unfortunately, she wasn't denied treatment. The only difference is that everyone else would have had to share the burden of debt and hospital bills (socialism!). Sometimes there is nothing that can be done in the medical world, socialized health care is not going to change that, you paying a higher tax is not going to change that.

It cracks me up when people say they will gladly pay more taxes so that everyone is equal and healthy. Ok then do it, no one is stopping you. This clown of a president even set up a website so people like you, Matt Damon (file photo), and Warren Buffet can willingly add more to the pot. www.pay.gov My guess is that much like them, you aren't going to go willingly give your money away, and what you actually mean by that is you think everyone else should have to pay the giver-ment to pay for those who won't get insurance themselves.





Also I think you need to do some fact checking on your claim that in 99% of the world healthcare is a right

[hollohas]

It cracks me up when people say they will gladly pay more taxes so that everyone is equal and healthy. Ok then do it, no one is stopping you. This clown of a president even set up a website so people like you, Matt Damon (file photo), and Warren Buffet can willingly add more to the pot. www.pay.gov My guess is that much like them, you aren't going to go willingly give your money away, and what you actually mean by that is you think everyone else should have to pay the giver-ment to pay for those who won't get insurance themselves.

[xring]

That is how insurance works, they depend on many policy holders not to need it so they can afford to pay the bills for those who do.

Interesting view point. Here is mine. what is insurance? You enter into a contract with a enity. A IOU AKA derivitive states the terms of this contract, basicly in return for giving them federal reserve notes now they will provide a amount of federal reserve notes in the future based on a set of conditions. The counterparty risk is unknown ie the solvency and intent of the insurance company. Their solvency and profit which determines salaries and bonus's depends on not paying out a large percentage of the derivitives they have entered into. Your policy is a bet for them pure and simple just like any derivitive. There vested interest is in not paying so they make sure the legal terms of the contract/bet provide them with escapes from paying. In many cases they flat out just dont pay even if the terms are met. The majority of counterpartys aka sick people wont lawyer up- more profits. The individual who enters into this contract is in a advesarial relationship with the insurance company. Those who have a good lawyer might get benefits if they "need" them.

"Need" as you state it has very little to do with it IMHO. A algorithm is being run and the purpouse is profit.

[Irving]

Xring, spend two weeks working bodily injury claims, and when the first request for Remote Healing (the healer concentrates on your ailments, from their office, while you are at your home) comes across your desk, just remember how you are going to break the mold of the evil insurance company because your insured NEEDS six months of remote healing, a year and a half after her 10mph fender bender.

[hollohas]

"A algorithm is being run and the purpouse is profit.

Well no kidding it's purpose is profit. Insurance companies ARE businesses after all and that is the reason for running a business, TO MAKE MONEY. However, if insurance companies didn't payout benefits as often as some people claim they don't then they would fail because people would choose to take their insurance business elsewhere. Their vested interest is keeping policy holders, not running them off because they fail to payout. No one would even bother buying insurance if they always had to hire a lawyer to get their benefits like you say they do.

If you don't like insurance companies, then don't buy insurance. Just pay for your medical expenses from your own pocket.

The whole "insurance companies are the devil" argument is no better than the "corporations are the devil" argument we hear form the 99%'ers.

[Sharpienads]

If you don't like insurance companies, then don't buy insurance. Just pay for your medical expenses from your own pocket.

The whole "insurance companies are the devil" argument is no better than the "corporations are the devil" argument we hear form the 99%'ers.

Insurance companies are evil! I just won't buy insurance... oh, wait...

[xring]

"However, if insurance companies didn't payout benefits as often as some people claim they don't then they would fail because people would choose to take their insurance business elsewhere. Their vested interest is keeping policy holders, not running them off because they fail to payout."

Thats the beauty of a good algorithm.

[hollohas]

Insurance companies are evil! I just won't buy insurance... oh, wait...

Yup.

[tmckay2]

too me i would think we would want all our fellow americans healthy as can be.....i have love for everyone in this country rich/poor if it means i have to have a higher tax rate so be it.....i watched my ex girlfriends mom die of throat cancer because the hospitals pressured her to go into hospice care and just die because it would be cheaper for them.....that is not right

healthcare is a right in 99% of the rest of the world

this fake ass shit that oboma came up with sucks a dick and needs to be thrown out

I don't get your point. Cancer patients are the number 1 people group denied care in both Canada and England and there systems are completely government controlled. Makes sense too as cancer survival rates are comparatively low and costs as astronomically high. Medicare and Medicaid is infamous for their denial of anything that isn't pretty basic and routine. Worst yet is they pay practices less each year and with AMP coming out soon that will only go further down. As their reimbursement drops, practices don't accept their plans any more. Pretty soon either no one gets covered or practices go out of business. There are people who fall through the cracks and it's a shame but it happens in every system they are just different people. If your mom doesn't get cancer care under her government plan in this perfect eutopia, then what? Will you call for private care over government care? No system is perfect but the one with less government is more flexible, independent, less corrupt and likely provides better care. Getting care to those who can't afford it or have pre existing conditions should be handled at a local level and through charitable organizations. Most Americans do care about others. Don't confusion anger of taxation and government tyranny for an uncaring attitude. I do care but I help with my own money willingly, I don't vote to force others to also throw in their money by force.