i'll actually agree w/ Irving on the seeking treatment part.. If you're hurt go see a damn doctor and FOLLOW WHAT THEY FUCKING SAY.. not what your attorney says.. a FUCKING DR.

That being said.. Insurance companies are there for one reason and that is to make money. They'll fuck you any way they can. I know this from personal experience in a wreck I was involved in (not at fault).

Funny thing, I was getting fucked by MY OWN insurance company, as much as the other person involved's ins co.

An attorney is something you have to decide. If you attempt to do this on your own then you can only blame yourself if things go unresolved. Adjusters have attorneys they can bounce things off of. Each adjuster (depending on the ins company) has a certain $$$ they can go to till they 'kick it up' to the next 'guy'.

If you start to think it's hinky.. get an attorney. They might take $$ from you, but they can also make sure you don't sign your life away to an insurance adjuster who is 'just trying to help you out here'. Know that the legal process is NOT a 7/11 where you walk in hot and walk out w/ a cold drink. It takes time.. you have to be better before any money gets moved around if you are actually hurt.

Irving you're no longer an adjuster. Quit sounding like one.