Car repossession/ bank advice needed

[Zundfolge]

I can't imagine that there are very many repo companies in Tanaina, Alaska. Maybe send each of them a registered letter with copies of your lien release and such with a letter explaining that you're dealing with an idiotic credit union that doesn't know their backsides from a hole in the wall. At least this way they won't actually come take the vehicle should they get another copy of a repo order from these idiots.

[crashdown]

I can't imagine that there are very many repo companies in Tanaina, Alaska. Maybe send each of them a registered letter with copies of your lien release and such with a letter explaining that you're dealing with an idiotic credit union that doesn't know their backsides from a hole in the wall. At least this way they won't actually come take the vehicle should they get another copy of a repo order from these idiots.

The tow truck guy said he was the only ARA certified recovery guy in the state and he was 100% sure that this had to go to an ARA certified company. He said he won't come back.

[crashdown]

That's odd. Bellco says its regulated by NCUA on their own website.

They are insured by NCUA, but not regulated by them.

[CS1983]

http://www.aapsonline.org/judicial/telephone.htm

Note alaska is a single party consent state. I suggest you record the calls

Does this include across-state-lines phone calls? Seems like something to confirm before he catches a wiretapping charge.

[00tec]

Does this include across-state-lines phone calls? Seems like something to confirm before he catches a wiretapping charge.

Depends on what state the other party is in. If in Colorado, you're good.

[asmo]

I fought with them for 4 years over a loan they said I had a late payment on - 2 years after the loan was closed. Dinged my credit report and I fought it. They filed paperwork that said they were correct and the credit agencies believed them (even though I had a copy of every payment and every statement). Finally took some aggressive legal action to get them to fix the mistake.

Fuck those guys.

[Irving]

I've never had an issue with Bellco, but I've also never had a vehicle loan with them. I have noticed that Bellco isn't quite as "exclusive" as I was under the impression that it as supposed to be. Probably why I was able to get an account there.

[Gman]

I've never had any real issues with Bellco. Had a car loan through them that we paid off last year, no issues. On the new vehicle that we financed last year, the dealer was able to get financing at a better rate than Bellco could, so I'm not enamored with them. Their operation seems to be pretty much a 'mom & pop' type of banking institution with less than stellar customer service. I've pretty much stopped using their Visa for our Chase Visa that gives us cash back, 24/7 customer service, and works with Samsung Pay.

[spyder]

I had this happen with Wells Fargo and the first car I ever financed almost 18 years ago... I paid it off with a wad of cash at the teller, and then a repo guy shows up almost a year later at my job trying to get my car. Luckily my grandma who cosigned for me still had the receipt from the teller. I made a very big deal about it at my local branch... was almost kicked out actually. The manager sat with me for a few hours going over everything. They were actually arguing with me about it being paid off even though I had the teller printed receipt and my title. It was unbelievable. I was never able to sway them and they said they would eventually get my car. So I told them they'd have to deal with someone else about it because I was getting rid of my car to a dealership. Talk about pissing them off... That was the first and last time I ever financed a car. I traded straight across for my first truck. I never heard a thing from the dealership that I traded it to so I assume that nothing ever came of it from Wells Fargo, or the dealership told them to pound sand.

[brutal]

Red Rocks CU FTW.