Had a meeting with our American Family agent.
He explained that with advanced data bases, the company measures more factors then they did in the past and adjust rates using more advanced statistics.
Our auto rates went down substantially.
Go figure??
Looks like your companies have made a mistake. The right thing to do would be to call your respective agents and let them know, in no uncertain terms, that you're sure that Colorado is rife with illegals and pot smokers and ask for, no demand a rate increase.
"There are no finger prints under water."